:root{--navy:#0B2B33;--navy-2:#123B45;--teal:#17A398;--teal-bright:#2DD4C8;--ink:#12262B;--muted:#5B6E72;--line:#DDE7E6;--bg:#F7FAFA;--surface:#FFFFFF;}
*{box-sizing:border-box;}
body{margin:0;background:var(--bg);color:var(--ink);font-family:Inter,system-ui,-apple-system,"Segoe UI",sans-serif;line-height:1.65;}
h1,h2,h3{font-family:Poppins,Inter,sans-serif;margin:0;text-wrap:balance;color:var(--navy);}
a{color:var(--teal);}
.wrap{max-width:1080px;margin:0 auto;padding:0 22px;}
header.site{background:var(--navy);color:#fff;padding:16px 0;}
header.site .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;}
.logo{font-family:Poppins;font-weight:800;letter-spacing:.06em;font-size:19px;color:#fff;text-decoration:none;}
.logo span{display:block;font-size:9.5px;letter-spacing:.28em;font-weight:500;color:var(--teal-bright);}
.hdr-cta{display:flex;gap:10px;flex-wrap:wrap;}
.btn{display:inline-block;padding:11px 20px;border-radius:6px;font-weight:600;font-size:14px;text-decoration:none;}
.btn-primary{background:var(--teal);color:#fff;}
.btn-ghost{border:1px solid rgba(255,255,255,.35);color:#fff;}
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy-2) 60%,#16514F 100%);color:#fff;padding:64px 0 60px;}
.hero .eyebrow{font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:var(--teal-bright);font-weight:600;margin-bottom:14px;}
.hero h1{color:#fff;font-size:38px;line-height:1.2;font-weight:700;max-width:22ch;}
.hero p{color:#CFE3E1;font-size:17px;max-width:64ch;margin:18px 0 26px;}
.hero .btns{display:flex;gap:12px;flex-wrap:wrap;}
section{padding:56px 0;}
section.alt{background:var(--surface);}
.eyebrow{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--teal);font-weight:600;margin-bottom:10px;}
h2{font-size:27px;font-weight:700;margin-bottom:12px;}
.lead{color:var(--muted);max-width:70ch;font-size:16px;margin-bottom:8px;}
.fam{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:22px;margin-top:30px;}
.card{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:24px;}
section.alt .card{background:var(--bg);}
.card h3{font-size:17px;font-weight:600;margin-bottom:6px;}
.card .sub{font-size:13px;color:var(--muted);margin-bottom:14px;}
.card ul{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:9px;}
.card li{font-size:14.5px;padding-left:16px;position:relative;}
.card li:before{content:"";position:absolute;left:0;top:9px;width:6px;height:6px;border-radius:50%;background:var(--teal);}
.card li b{font-weight:600;color:var(--ink);}
.card li span{color:var(--muted);}
.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:20px;margin-top:28px;}
.step{background:var(--surface);border:1px solid var(--line);border-radius:10px;padding:22px;}
section.alt .step{background:var(--bg);}
.step .n{font-family:Poppins;font-weight:700;color:var(--teal);font-size:13px;letter-spacing:.1em;margin-bottom:8px;}
.step h3{font-size:16px;margin-bottom:6px;}
.step p{margin:0;font-size:14px;color:var(--muted);}
.faq{margin-top:26px;border-top:1px solid var(--line);}
.faq details{border-bottom:1px solid var(--line);padding:16px 0;}
.faq summary{font-family:Poppins;font-weight:600;font-size:16px;color:var(--navy);cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:14px;}
.faq summary::-webkit-details-marker{display:none;}
.faq summary:after{content:"+";color:var(--teal);font-size:20px;line-height:1;}
.faq details[open] summary:after{content:"-";}
.faq p{color:var(--muted);font-size:15px;margin:12px 0 0;max-width:75ch;}
.contact{background:var(--navy);color:#fff;}
.contact h2{color:#fff;}
.contact .grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(205px,1fr));gap:26px;margin-top:26px;}
.contact .label{font-size:11px;letter-spacing:.16em;text-transform:uppercase;color:var(--teal-bright);font-weight:600;margin-bottom:6px;}
.contact .val{font-size:16px;color:#fff;text-decoration:none;font-weight:500;}
.contact .val:hover{color:var(--teal-bright);}
.related{background:var(--surface);border-top:1px solid var(--line);}
.related .links{display:flex;gap:12px;flex-wrap:wrap;margin-top:16px;}
.related .links a{background:var(--bg);border:1px solid var(--line);border-radius:6px;padding:10px 16px;font-size:14px;font-weight:500;text-decoration:none;color:var(--navy);}
.related .links a:hover{border-color:var(--teal);color:var(--teal);}
footer.site{background:#08222A;color:#8FAAA8;padding:26px 0;font-size:13.5px;}
footer.site .wrap{display:flex;justify-content:space-between;gap:14px;flex-wrap:wrap;}
footer.site a{color:#8FAAA8;text-decoration:none;}
@media(max-width:640px){.hero h1{font-size:29px;}h2{font-size:23px;}section{padding:44px 0;}}